Cookie Policy

1. What Are Cookies?

Cookies are small text files that are placed on your device (computer, tablet, or smartphone) when you visit a website. They are widely used to make websites function correctly, work more efficiently, and to provide information to website operators.

Cookies are not programmes and cannot carry viruses or malware. They are stored locally on your device and can only be read by the website that issued them or by other sites specifically permitted to do so.

2. How We Use Cookies

ABACUS Financial Services AG uses cookies on its website for the following purposes:

• To ensure the website functions correctly and provides a consistent experience
• To remember your cookie consent preference so that we do not ask you again on each visit
• To understand how visitors use our website so that we can improve it (analytics)

We do not use cookies to identify you personally, to build advertising profiles, or to track your activity across other websites.

3. Types of Cookies We Use

3.1 Strictly Necessary Cookies

These cookies are essential for the website to function and cannot be switched off. They do not store any personally identifiable information. They are set in response to actions you take, such as setting your cookie preferences.

3.2 Analytics Cookies

These cookies allow us to count visits and understand how users navigate the website, helping us to improve its structure and content. All data collected is aggregated and anonymous — no individual users are identified. These cookies are only set with your consent.

Analytics are only activated if you accept cookies. IP anonymisation is enabled for all analytics tracking.

3.3 Functional Cookies

Functional cookies enable enhanced functionality and personalisation. At present, we do not use functional cookies beyond what is listed above.

3.4 Marketing and Tracking Cookies

We do not use advertising, retargeting, or cross-site tracking cookies. ABACUS Financial Services AG does not display advertising on its website.

4. Third-Party Cookies

If you accept analytics cookies, data will be processed by Google LLC under a data processing agreement. Google Analytics data is transferred to servers in the United States; this transfer is covered by the EU–US Data Privacy Framework and standard contractual clauses.

We do not embed social media buttons, video players, or other third-party content that would set additional cookies without your knowledge.

5. Managing Your Cookie Preferences

When you first visit our website, a cookie consent banner is displayed. You may accept or decline non-essential cookies at that point.

To change your preference at any time, you may:

• Clear your browser cookies and reload the page — the consent banner will reappear
• Adjust your browser settings as described below
• Contact us at support@abacus-ag.org to request that any stored data about your visit be deleted

Please note that declining analytics cookies will not affect the functionality of the website. Strictly necessary cookies cannot be disabled as they are required for basic site operation.

6. Browser Cookie Settings

Most browsers allow you to view, manage, and delete cookies through their settings. Here are links to the cookie management guidance for major browsers:

• Google Chrome
• Mozilla Firefox
• Apple Safari
• Microsoft Edge

Please be aware that blocking all cookies may affect the functionality of this and other websites you visit.

7. Changes to This Policy

We may update this Cookie Policy to reflect changes in our use of cookies or applicable regulations. The date of the most recent revision is shown at the top of this page. We encourage you to review this policy periodically.

8. Contact

For questions about our use of cookies or to exercise your data rights, please contact us:

ABACUS Financial Services AG
Dornhaldenstraße 5
70199 Stuttgart, Germany
Email: support@abacus-ag.org
Telephone: + 49 711 6583809-0