About ABACUS
Financial Services AG
An independent knowledge resource for leasing and factoring, built by practitioners for practitioners.
Our Story
Founded on Expertise, Driven by Clarity
ABACUS Financial Services AG was established in Stuttgart by a group of finance professionals who recognised a consistent gap in the market: medium-sized businesses lacked objective, jargon-free guidance on structured financing options such as leasing and factoring.
Our founders brought together backgrounds in corporate treasury, structured lending, credit analysis, and legal counsel to create a reliable, independent reference point for CFOs, finance managers, and business owners navigating the German financing landscape.
Today, ABACUS serves thousands of readers annually with in-depth articles, comparison frameworks, and regulatory summaries — entirely free of charge and free from commercial influence.
Our Principles
What Guides Our Work
Editorial Independence
We accept no advertising, referral fees, or sponsorships from financial institutions. Our editorial decisions are driven by what is useful to our readers, not by commercial interests.
Accuracy & Transparency
Every article is reviewed by at least one qualified practitioner before publication. Where information is incomplete or subject to interpretation, we say so clearly.
SME Focus
Our entire knowledge base is calibrated for the needs and constraints of medium-sized German businesses — not large corporations or retail consumers.
Current & Maintained
Tax law, accounting standards, and regulatory requirements change regularly. We review and update our content on a rolling basis to keep it reliable and current.
Plain Language
Complex financing concepts are broken down into clear, structured explanations without unnecessary jargon — accessible to finance directors and business owners alike.
Reader First
All design and content decisions prioritise the reader's ability to quickly find, understand, and apply the information they need — on any device, at any time.
Editorial Team
The People Behind ABACUS
Our team combines deep industry expertise with a commitment to clear, responsible financial education.
Dr. Markus Brandt
Editor-in-Chief & Co-Founder
Twenty years in corporate banking and structured lending. Former head of asset finance at a major German Landesbank. Oversees all editorial content.
Katharina Vogel
Head of Research
Specialises in receivables finance and working-capital management. Former credit analyst with extensive experience in SME lending and factoring advisory.
Thomas Richter
Legal & Regulatory Editor
Qualified German lawyer with a focus on commercial and banking law. Reviews all regulatory summaries and contract guidance for legal accuracy.
Work With Our Knowledge
Explore Our Service Guides
Browse our in-depth information on leasing, factoring, and SME financing strategy — or contact us with specific questions.